Author Archives: Todd Bennett

How Workers’ Compensation Settlements Affect Social Security Benefits

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It is fairly common for an injured worker to receive Social Security disability benefits and also receive a settlement for workers’ compensation. According to Social Security, “If you receive workers’ compensation or other public disability benefits and Social Security disability benefits, the total amount of these benefits cannot exceed 80 percent of your average current earnings before you became disabled.”

Here’s how I handle this situation: in any settlement where an injured worker is receiving Social Security Disability Insurance (SSDI) benefits, an attorney representing that person and/or the injured worker must think about how a lump-sum settlement affects the SSDI benefits for the person. There will probably be a decrease in benefits because “workers’ compensation and other public disability benefits may reduce your Social Security benefits,” according to the Social Security Administration.

Some items can be kept out of the workers’ compensation settlement total for Social Security benefits purposes. This list includes, but is not limited to, such things as: attorney fees; litigation expenses; past medical bills that need to be paid; future medications expenses; future medical care expenses; and vocational services expenses. Taking away these parts of the settlement can and should increase the value of the net settlement to the injured worker. The remaining net settlement should then be distributed proportionally over the injured worker’s life expectancy. The overall result of your attorney preparing for your settlement by making these calculations means that a workers’ compensation settlement will decrease your Social Security disability benefits less.

The offices of Rehm, Bennett, Moore & Rehm, which also sponsors the Trucker Lawyers website, are located in Lincoln and Omaha, Nebraska. Five attorneys represent plaintiffs in workers’ compensation, personal injury, employment and Social Security disability claims. The firm’s lawyers have combined experience of more than 95 years of practice representing injured workers and truck drivers in Nebraska, Iowa and other states with Nebraska and Iowa jurisdiction. The lawyers regularly represent hurt truck drivers and often sue Crete Carrier Corporation, K&B Trucking, Werner Enterprises, UPS, and FedEx. Lawyers in the firm hold licenses in Nebraska and Iowa and are active in groups such as the College of Workers’ Compensation Lawyers, Workers' Injury Law & Advocacy Group (WILG), American Association for Justice (AAJ), the Nebraska Association of Trial Attorneys (NATA), and the American Board of Trial Advocates (ABOTA). We have the knowledge, experience and toughness to win rightful compensation for people who have been injured or mistreated.

This entry was posted in social security disability, Workers' Compensation.

Does Workers’ Comp Cover Injuries Resulting from Original Claim?

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If an injury or an accident would not have happened if you weren’t already injured in the first place, then workers’ comp should pay for it.

Many times an injured worker is taken off work and is further injured at home.  Or someone may sustain another accident and injury while traveling to a medical appointment or picking up their medications.  Does workers’ compensation coverage extend to these additional accidents and injuries?

In Nebraska, it does. 

For example, Mr. Smidt slipped and fell on the ice at his home when he returned from physical therapy; Ms. Baker was involved in a motor-vehicle collision going to her doctor’s appointment. Mr. Johnson, who had a broken ankle, fell down his stairs because he lost his balance, so he sustained another fracture injury.  These are common scenarios of a worker who gets injured at work and sustains further injuries or another accident as a result of the original work accident.

These events can be described as “quasi-course of employment” and focus on the activities and circumstances that an injured employee encounters following an injury, though they take place outside the time and space limits of a worker’s normal employment. 

Even though these events would not be considered employment activities for usual purposes, they are nevertheless related to the employment in the sense that they are necessary and/or reasonable activities that would not have been undertaken if not for the original compensable accident and injury.

If you or a friend has something like this happen but the insurance carrier is not taking responsibility for the additional injury and medical care, contact an experienced attorney to investigate and file a claim.  Protect yourself, your friends, and your family from paying for shouldering medical expenses for additional injuries that are compensable.

 

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The offices of Rehm, Bennett, Moore & Rehm, which also sponsors the Trucker Lawyers website, are located in Lincoln and Omaha, Nebraska. Five attorneys represent plaintiffs in workers’ compensation, personal injury, employment and Social Security disability claims. The firm’s lawyers have combined experience of more than 95 years of practice representing injured workers and truck drivers in Nebraska, Iowa and other states with Nebraska and Iowa jurisdiction. The lawyers regularly represent hurt truck drivers and often sue Crete Carrier Corporation, K&B Trucking, Werner Enterprises, UPS, and FedEx. Lawyers in the firm hold licenses in Nebraska and Iowa and are active in groups such as the College of Workers’ Compensation Lawyers, Workers' Injury Law & Advocacy Group (WILG), American Association for Justice (AAJ), the Nebraska Association of Trial Attorneys (NATA), and the American Board of Trial Advocates (ABOTA). We have the knowledge, experience and toughness to win rightful compensation for people who have been injured or mistreated.

This entry was posted in New and Back Injuries and tagged , , , .

What Nebraskans In Farming Industries Should Know About Workers’ Comp

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Farming and agricultural operations don’t have to provide workers’ comp, with some notable exceptions.

Known as “The Good Life” state, Nebraska is recognized for its farming and agriculture prowess and its rich heritage. However, agriculture is also one of the most dangerous industries to work in. Nebraskans working in agricultural and farming operations must be aware that state laws generally exempt employers in those industries from providing workers’ compensation coverage to employees.

The law doesn’t paint a black and white picture, however. If you have been injured in this line of work, there are certain circumstances that do mandate workers’ compensation coverage.

For example, under the Nebraska Workers’ Compensation Act, employers engaged in an agricultural and farming operation are required to provide workers’ compensation for employees if:

• they employ 10 or more full-time employees, none of whom are family members,
• those full-time employees work on each work day for 13 weeks during the calendar year.

This includes Continue reading

The offices of Rehm, Bennett, Moore & Rehm, which also sponsors the Trucker Lawyers website, are located in Lincoln and Omaha, Nebraska. Five attorneys represent plaintiffs in workers’ compensation, personal injury, employment and Social Security disability claims. The firm’s lawyers have combined experience of more than 95 years of practice representing injured workers and truck drivers in Nebraska, Iowa and other states with Nebraska and Iowa jurisdiction. The lawyers regularly represent hurt truck drivers and often sue Crete Carrier Corporation, K&B Trucking, Werner Enterprises, UPS, and FedEx. Lawyers in the firm hold licenses in Nebraska and Iowa and are active in groups such as the College of Workers’ Compensation Lawyers, Workers' Injury Law & Advocacy Group (WILG), American Association for Justice (AAJ), the Nebraska Association of Trial Attorneys (NATA), and the American Board of Trial Advocates (ABOTA). We have the knowledge, experience and toughness to win rightful compensation for people who have been injured or mistreated.

This entry was posted in Workers' Comp' Basics, Workers' Compensation and tagged , , , .

Employers Must Obtain And Maintain Workers’ Compensation Insurance Coverage

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Your employer is required by law to have workers’ compensation insurance for you.

Every employer not in agriculture, farm or ranch operations is required to obtain and maintain workers’ compensation coverage for all employees. Those employers who voluntarily and willfully fail to obtain and maintain coverage violate the law and subject themselves to significant risks.

If you are an employee who is injured in the course of your employment and you learn that your employer has not maintained workers’ compensation coverage for you, you can either file a claim against the employer in civil court or file a claim in the Workers’ Compensation Court.

Employers who try to avoid their legal obligations and avoid providing workers’ compensation coverage expose themselves to monetary judgments in civil court, stop-work orders from the Attorney General’s office, injunctions from continuing to operate their business, assessments against their property, daily penalties of Continue reading

The offices of Rehm, Bennett, Moore & Rehm, which also sponsors the Trucker Lawyers website, are located in Lincoln and Omaha, Nebraska. Five attorneys represent plaintiffs in workers’ compensation, personal injury, employment and Social Security disability claims. The firm’s lawyers have combined experience of more than 95 years of practice representing injured workers and truck drivers in Nebraska, Iowa and other states with Nebraska and Iowa jurisdiction. The lawyers regularly represent hurt truck drivers and often sue Crete Carrier Corporation, K&B Trucking, Werner Enterprises, UPS, and FedEx. Lawyers in the firm hold licenses in Nebraska and Iowa and are active in groups such as the College of Workers’ Compensation Lawyers, Workers' Injury Law & Advocacy Group (WILG), American Association for Justice (AAJ), the Nebraska Association of Trial Attorneys (NATA), and the American Board of Trial Advocates (ABOTA). We have the knowledge, experience and toughness to win rightful compensation for people who have been injured or mistreated.

This entry was posted in Fraud, Unfair employment practices, Workers' Comp' Basics, Workers' Compensation.

Happy Holidays! Or is it?

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Have fun at your office holiday party, but remember to stay safe!

It is that time of year when employer’s have holiday parties and although no one is told to be there it is the “unspoken” rule that everyone must attend. So what if one is injured during the course and scope of the “holiday cheer” session?

Generally, there is no law specifically dealing with injuries sustained during the holiday party but there are rules applicable to company picnics or intramural recreation that would apply to help you determine if one’s injuries would be covered under these circumstances.

Both the State of Nebraska and the State of Iowa have adopted the test set out in 1A A. Larson, Workmen’s Compensation, § 22.00, at 5-71 (8th ed.1982)). Professor Larson states the general rule that recreational or social activities are within the scope of employment when:

(1) They occur on the employer’s premises during a lunch or recreation period as a regular incident of the employment; or (2) The employer, by expressly or impliedly requiring participation, or by making the activity part of the services of an employee, brings the activity within the orbit of the employment; or (3) The employer derives substantial direct benefit from the activity beyond the intangible value of improvement in employee health and morale that is common to all kinds of recreation and social life.
Gray v. State, 205 Neb. 853, 290 N.W.2d 651 (1980); Briar Cliff College v. Campolo, 360 N.W.2d 91, 94 (Iowa 1984),

The above rules can be demonstrated the best by giving you two examples the courts have distinguished the above rules. First, in the case of Shade v. Ayars & Ayars, Inc., 247 Neb. 94, 525 N.W.2d 32 (1994), Shade, his foreman, and several other employees began a game of touch football, which escalated into tackle football. During the game, Shade was tackled by the foreman and a coworker, and his head was driven into the ground by the tackle. The resulting cervical spine injury left Shade a quadriplegic. The Court found that the company did not receive “any substantial direct benefit from the activity ‘picnic’, although it may be inferred that it derived the intangible value of improvement in employee health and morale that is common to all kinds of recreation and social life,” and the claim was dismissed.

However, another example of applying the Larson rule can be found in the case of Briar Cliff College v. Campolo, 360 N.W.2d 91, 94 (Iowa 1984). Campolo was a college professor who died while playing on a faculty intramural basketball team. He was awarded benefits because the basketball game in which a faculty member had participated contributed to student retention, where the court found “student recruitment and retention are major concerns of the college to insure adequate enrollment and revenues.”

Thus, if you find that you are required to attend any company or employer holiday party this year, please pay special attention to the rule that encompasses an injury as arising in the course of employment if the employer derives substantial direct benefit from the activity beyond the intangible value of improvement of employee health and morale that is common to all kinds of recreation and social life.

Be careful out there! Anything can happen when you celebrate and have fun!

The offices of Rehm, Bennett, Moore & Rehm, which also sponsors the Trucker Lawyers website, are located in Lincoln and Omaha, Nebraska. Five attorneys represent plaintiffs in workers’ compensation, personal injury, employment and Social Security disability claims. The firm’s lawyers have combined experience of more than 95 years of practice representing injured workers and truck drivers in Nebraska, Iowa and other states with Nebraska and Iowa jurisdiction. The lawyers regularly represent hurt truck drivers and often sue Crete Carrier Corporation, K&B Trucking, Werner Enterprises, UPS, and FedEx. Lawyers in the firm hold licenses in Nebraska and Iowa and are active in groups such as the College of Workers’ Compensation Lawyers, Workers' Injury Law & Advocacy Group (WILG), American Association for Justice (AAJ), the Nebraska Association of Trial Attorneys (NATA), and the American Board of Trial Advocates (ABOTA). We have the knowledge, experience and toughness to win rightful compensation for people who have been injured or mistreated.

This entry was posted in Workers' Compensation and tagged , , , .

The Ugly Truth About Company Nurses

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Your doctor can provide better treatment than the company nurse.

Employers and insurance carriers can lower their workers’ compensation costs by the thousands by taking control of an injured workers’ care from the onset of injury. This is why employers often provide nurse case managers to monitor claims. However nurse case managers can also be expensive. That is why some employers are turning to an even cheaper alternative: nursing triage services on company premises or at nearby clinics.

The reality is that these nursing services are just another way to keep costs down, by reducing the likelihood that workers will seek the care of real physicians.

Nursing triage services, or company nurses as they are often called, are presented to workers as a benefit. They are presented as knowledgeable and experienced in treating workplace injuries, and it may seem as though they are there simply to provide solid medical care. The reality is that these nursing services are just another way to keep costs down, by reducing the likelihood that workers will seek the care of real physicians.

Company nurses simply do not deliver what injured workers are entitled to Continue reading

The offices of Rehm, Bennett, Moore & Rehm, which also sponsors the Trucker Lawyers website, are located in Lincoln and Omaha, Nebraska. Five attorneys represent plaintiffs in workers’ compensation, personal injury, employment and Social Security disability claims. The firm’s lawyers have combined experience of more than 95 years of practice representing injured workers and truck drivers in Nebraska, Iowa and other states with Nebraska and Iowa jurisdiction. The lawyers regularly represent hurt truck drivers and often sue Crete Carrier Corporation, K&B Trucking, Werner Enterprises, UPS, and FedEx. Lawyers in the firm hold licenses in Nebraska and Iowa and are active in groups such as the College of Workers’ Compensation Lawyers, Workers' Injury Law & Advocacy Group (WILG), American Association for Justice (AAJ), the Nebraska Association of Trial Attorneys (NATA), and the American Board of Trial Advocates (ABOTA). We have the knowledge, experience and toughness to win rightful compensation for people who have been injured or mistreated.

This entry was posted in Doctor, Doctor Choice and tagged , .

New Workers’ Comp Travel Reimbursement Rates Go Into Effect

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The current workers’ comp reimbursement rate is $.55.5 per mile.

Effective July 1, 2011, the Nebraska mileage reimbursement rate for travel while on workers’ compensation became 55.5 cents per mile. This is for travel to seek medical treatment, pick up medications, or while participating in a vocational rehabilitation plan. This conforms to the reimbursement rate paid to State of Nebraska employees.

As the economy continues to struggle and money is tight, injured workers should make sure to keep track of their miles of travel so they can be reimbursed for their out of pocket expenses.

Make sure to keep track of miles to be reimbursed for out of pocket expenses.

Travel reimbursement is limited to agreed upon or court approved treatment and some limitations may apply. If you have a question about what workers’ compensation benefits are due to you, contact an attorney.

The offices of Rehm, Bennett, Moore & Rehm, which also sponsors the Trucker Lawyers website, are located in Lincoln and Omaha, Nebraska. Five attorneys represent plaintiffs in workers’ compensation, personal injury, employment and Social Security disability claims. The firm’s lawyers have combined experience of more than 95 years of practice representing injured workers and truck drivers in Nebraska, Iowa and other states with Nebraska and Iowa jurisdiction. The lawyers regularly represent hurt truck drivers and often sue Crete Carrier Corporation, K&B Trucking, Werner Enterprises, UPS, and FedEx. Lawyers in the firm hold licenses in Nebraska and Iowa and are active in groups such as the College of Workers’ Compensation Lawyers, Workers' Injury Law & Advocacy Group (WILG), American Association for Justice (AAJ), the Nebraska Association of Trial Attorneys (NATA), and the American Board of Trial Advocates (ABOTA). We have the knowledge, experience and toughness to win rightful compensation for people who have been injured or mistreated.

This entry was posted in Driving, Mileage Reimbursement, Workers' Compensation and tagged .